On November 17, 2022, the Department of Justice (DOJ) announced a new process for handling the discharge of federal student loans in bankruptcy cases. The DOJ's process will help ensure consistency across loan discharges, reduce the burden on student loan debtors, and make it easier to identify cases where discharge is appropriate. Under the guidance, the DOJ will identify, in coordination with the Department of Education, when undue hardship appears to exist, in support of a recommendation to the court that a loan be discharged. 

Student Loan Discharge Guidance (pdf 16 pages)

Student Loan Discharge Guidance Appendix B (pdf 20 pages)

Student Loan Discharge Guidance Attestation Form (pdf 15 pages)

For questions, please contact the Department of Justice.       

https://www.justice.gov/contact-us