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eSR

Electronic Self-Representation (eSR) Bankruptcy Petition Preparation System for Chapter 7 and Chapter 13

THIS ONLINE TOOL IS FOR SELF-REPRESENTED DEBTORS ONLY. AVAILABLE FOR CHAPTERS 7 AND 13 ONLY.

Bankruptcy has serious long-term financial and legal consequences and hiring a competent attorney is strongly recommended.    The Bankruptcy Court is not permitted to provide legal advice.  Individuals filing for bankruptcy without an attorney are still responsible for knowing and following all of the legal requirements.  For information on hiring an attorney, click here. (link is external)


What is eSR?

  • eSR is an online tool to help individuals complete a chapter 7 or chapter 13 bankruptcy petition when they have decided to file bankruptcy without an attorney.

Who can use eSR?

  • Individuals who wish to file a bankruptcy petition and who live in the Eastern District of Oklahoma can use eSR. To determine if you can use eSR, consult the Oklahoma map to determine your district, based on the county of residence.
  • Important Note: eSR is not available to attorneys or bankruptcy petition preparers. eSR is not designed for business or corporate bankruptcy filings.   eSR is only available for chapter 7 and chapter 13 filings.

Why use eSR?

  • There is no cost to use eSR.  Pay only the filing fee.
  • eSR has a guided, step-by-step process that allows you up to 45 days to complete.
  • Your personal information is only accessible to you using a unique login and password assigned to you.
  • eSR is accessible 24 hours a day from any Internet-enabled computer.
  • There is no software to download or purchase.

How do I use eSR?

  • Obtain credit counseling from a court-approved credit counseling agency.  The law requires credit counseling before filing bankruptcy.
  • Collect all of your financial documents before you begin.
  • Create a user profile, unique login, and password.
  • Read the Notice Required by 11 U.S.C. Sec 342(b) for Individuals Filing for Bankruptcy and Conset to receive electronic notices.
  • Answer questions about your property, income and debts.
  • Submit Required Documents for each debtor: the Original Certificate of Credit Counseling, Signed Declaration form, Signed Statement of Social Security Number, Copy of Government-issued Photo ID (e.g. driver's license, passport), and filing fee.
  • Make Payment - To visit our Pay.gov Online Payment Page, Click Here.     To make payment Click HereYour case will be dismissed if the payment is not made or an Application to Pay Installments is not submitted.

Note:

  • You will receive a Confirmation Email when your bankruptcy petition package has been submitted to the court.
  • Your petition package will be filed and you will receive a Notice of Bankruptcy Case Filing.
  • You will have seven (7) days to complete the filing process and to submit the additional required documents stated above and stated within the Confirmation Email. Your case will be dismissed if the required documents are not received on time.
  • An automatic stay (injunction) is NOT in effect until a bankruptcy case number is issued by the bankruptcy court.
  • If you are filing bankruptcy to delay or stop a foreclosure action on your home, it is very important for you to understand that the "Electronic Submission of a Bankruptcy Package" may delay the filing of your case for several days until the court receives all required items to complete your filing.
  • Once a petition package has been created, you will have forty-five (45) days to complete and submit the package or you will need to login to access the petition documents. Failure to submit the package or to login and access the documents will result in the petition package being deleted from the system and not filed with the court.

eSR Computer Requirements

  • A computer or iPad with an Internet connection.
  • Adobe Reader (version 8 or higher).
  • Pop-up blocker must be disabled.
  • Printer.
  • Browser requirements - It is recommended that you use the latest version of Mozilla Firefox, Internet Explorer, Chrome or Safari. 
  • Note: eSR will NOT work from a smart phone.

Additional Steps After eSR Submission

  • Pay stubs - The Bankruptcy Code also requires the submission of pay stubs or other payment advices or other evidence of payment received within 60 days before the date of the filing of the petition (after all SSN and bank account numbers are redacted) or a Statement of No Employer Payments if you have not been employed within the 60 days prior to filing.  Pay stub documentation is not required to open your Chapter 7 case; however, it must be provided to the Court with a new case filing. You may include this documentation when you provide your original documents to the court in person or via mail to avoid the need to provide them separately. 
  • Debtor Education - A second education course, called the financial management course,  must be completed after the date your Chapter 7 case is opened and the certification must be filed with court along with the Certification About a Financial Management Course (Form B423).
  • Chapter 13 Plan - For Chapter 13 cases, the Chapter 13 plan filed on our local plan form located at our Local Chapter 13 Plan Information Page is due within 14 days of the date of filing.

eSR Help

  • For technical and procedural assistance on eSR, please contact the Call Center at 918-549-7200.  Alternatively, you may contact us via email.  

Bankruptcy Basics (YouTube Video Series)

Bankruptcy Basiscs (US Courts webpage)